Capitec Bank

Repaying your Capitec loan\n\nCapitec automatically deducts your monthly instalment via debit order from your Global One account or external bank account on your chosen date. Ensure sufficient funds are available to avoid penalty fees and negative credit bureau reporting. You can make additional payments or settle early via the Capitec app or in-branch without penalty. Capitec provides multiple channels for repayment, ensuring you can always manage your account effectively. If you anticipate any issues with your upcoming debit order, it is crucial to contact Capitec Customer Care well in advance to discuss potential arrangements. Ignoring a missed payment can lead to additional penalty fees and a negative listing on your credit profile, which will affect your ability to borrow in the future.