Capitec Bank
Capitec Bank: founded 2001, NCR reg NCRCP13, FSP 46669. Step-by-step guide to verify the licence on FSCA and NCR websites. Contacts & history on Creditdeals.io.
Capitec Bank — Who They Are, Licences & How to Verify
Why Choose Capitec Bank?
Single, personalised interest rate
Single, personalised interest rate — no opaque tier system; your rate is set at application and linked to the prime lending rate
1% cash back on all purchases
1% cash back on all purchases — credited in rand to your Live Better savings on the 10th of every month; no categories or caps
Up to 55 days interest-free
Up to 55 days interest-free — settle your full balance within the interest-free period and pay zero interest on purchases
Low, transparent monthly fee
Low, transparent monthly fee — R50 per month (frozen at 2025 levels for 2026), with no annual card fee on top
Key Features Capitec Bank
| Parameter | Value |
|---|---|
| Transparency & simplicity | 5/5 |
| Fees & charges | 4.5/5 |
| Rewards programme | 3.5/5 |
| App & digital experience | 4.5/5 |
| Customer support | 4/5 |
| Travel & lifestyle benefits | 2.5/5 |
| Overall | 4.2/5 |
Apply now — Quick Start
Ready to receive funds in your account today? The process is simple:
Contact Information Capitec Bank
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Capitec Bank — Visit bank
Capitec Bank: founded 2001, NCR reg NCRCP13, FSP 46669. Step-by-step guide to verify the licence on FSCA and NCR websites. Contacts & history on Creditdeals.io.