Using the FNB App on this product
FNB’s personal-loan URL names the FNB App and USSD *120*321#. That is the entire public channel list for mobile: FNB prints no store rating and no download badge alongside this loan.
What the App is for, on published facts
Start the FNB Personal Loan file in the App when you want a ticket between R1,000 and R450,000. Use the same App, or the USSD string, if you need a top-up (initiation waived, one R69 fee) or if you want to ask whether Take-a-break will skip January on a term longer than 7 months. Call 087 730 5596 when the App session fails.
What FNB leaves unstated
FNB prints no iOS or Android version number and no loan-only biometric checklist for this product. After you sign, the economics stay on the NCA form: long-term 15.15%–28.00% p.a. (cap), short-term up to 5% a month, example initiation R1,207.50, service R69, and mandatory credit life on the longer terms.
Install the App only from the store listing you already trust for First National Bank. A sideloaded “FNB loan unlock” package is not a channel FNB published for this product.
