Nedbank Limited as the personal-loan lender
Nedbank Limited (company registration 1951/000009/06) is the credit provider behind this instalment loan. Head office: 135 Rivonia Road, Sandown, Sandton, 2196. The same legal entity issues other Nedbank retail products, including the Gold credit card. This listing covers only the unsecured personal loan, not the card.
How to check the licences
| Register | Number | Where to look |
|---|---|---|
| National Credit Regulator | NCRCP16 | ncr.org.za → Registers → Credit Providers Register |
| Financial Sector Conduct Authority | FSP 9363 | fsca.co.za → search authorised FSPs |
| Companies register | 1951/000009/06 | CIPC company search |
| On ncr.org.za search NCRCP16 or Nedbank Limited and confirm the status reads registered. On the FSCA site search 9363. Do this before you sign a credit agreement. |
Product in one line
Borrow R2,000–R400,000 and repay over 6, 12, 24, 36, 48, 60, 72 or 84 months. Interest is personalised. The public calculator’s R50,000 / 84-month example shows instalment R1,923.47, service R69, initiation R1,207.50, total R115,408.20, annual max interest 29.25% and max APR 34.05%. A note on that tool says average South African interest is 18.25%–28%; that is a calculator comment, not Nedbank’s promise to you.
Support
General banking 0860 555 111 (24/7). Retail line 0860 115 060 (06:00–22:00). Client feedback: clientfeedback@nedbank.co.za. Product page: https://personal.nedbank.co.za/borrow/personal-loans.html.
