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FNB Premier Credit Card

4.3 (290 reviews)

FNB Premier Credit Card: live page quotes R125 p.m., income R300,000–R749,999 a year, up to 55 interest-free days on the straight facility, eBucks included. Fusion Premier is a different pack. Limit after NCA affordability — no single ceiling on that page.

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FNB Premier Credit Card — Overview

4.30 reviews
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Company history

First National Bank trades as a division of FirstRand Bank Limited (registration 1929/001225/06, NCRCP20). Premier is the bank's mid-to-upper personal suite. The Premier Credit Card page we quoted sits at online.fnb.co.za/premier/premier-credit-account.html and is updated by FirstRand; fee packing can differ between that page, the pricing guide and a Fusion Premier bundle.

Advantages

  • Live page quotes R125 p.m. for the Premier Credit Card pack
  • Up to 55 days interest-free on straight-facility purchases
  • eBucks included, with Partner Shop and travel promotions on the same page
  • One additional card at no extra cost
  • Virtual-card Purchase Protect up to R10,000 for 30 days
  • Automatic debt protection up to R10,000 on death or permanent disability
  • Fusion Premier can fold the facility into one R260 p.m. bundle
  • NCRCP20 issuer with card desk 087 575 11 11

Disadvantages

  • Required income on the live page is R300,000–R749,999
  • No single published credit-limit ceiling; NCA affordability decides
  • Initiation is up to R210 on the live page, not free
  • Pricing-guide R95-plus-facility packing can disagree with the R125 hero quote
  • Personalised interest is not printed as one APR on that marketing page
Sultan Kanatov, Editor-in-Chief, CreditDeals
Author
Sultan Kanatov
Editor-in-Chief, CreditDeals
Published: 19 September 2026
Updated: 19 September 2026

This article is for informational purposes only and does not constitute financial advice. All lenders on CreditDeals are registered with NCR. Please read the contract carefully before signing. rating methodology.

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FNB Premier Credit CardVisit bank

FNB Premier Credit Card: live page quotes R125 p.m., income R300,000–R749,999 a year, up to 55 interest-free days on the straight facility, eBucks included. Fusion Premier is a different pack. Limit after NCA affordability — no single ceiling on that page.

Visit website

This button goes straight to the lender. There is no partner link here and we earn nothing from the click. The rating on this page is an editorial score.