FNB Premier Credit Card
FNB Premier Credit Card: live page quotes R125 p.m., income R300,000–R749,999 a year, up to 55 interest-free days on the straight facility, eBucks included. Fusion Premier is a different pack. Limit after NCA affordability — no single ceiling on that page.
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How to Repay Your FNB Premier Credit Card
## Settling the Premier Credit Card each cycle A revolving card has no fixed end date. Each statement shows a due date, a minimum, and the full figure that protects the interest-free treatment on **straight-facility** purchases (up to **55 days** on the live page). Budget-facility instalments follow the deal you accepted in-store or in the Partner Shop. ### Where rand usually goes | Channel | How it works | |---|---| | FNB App | Pay the card from a linked FNB account | | Debit order | Automate the minimum or the full amount | | EFT from another bank | Use the credit-card account number FirstRand printed on the statement | | Branch / Premier banker | Walk-in payment if you need a receipt | FirstRand prints no minimum-payment formula (no "3% or R150" line). Use the amount on **your** statement. ### Full settlement versus the floor Paying only the minimum keeps the account current and leaves the rest on a personalised rate that FirstRand never prints as one APR. Clearing the full straight-facility balance by the due date is what the 55-day window is for. Extra payments are normal on revolving credit; ask the quotation whether any early-settlement mechanic applies to a **budget** plan you already booked. ### Store and Partner Shop budget deals If a cashier moved a purchase to the budget facility, that slice is an instalment, not a 55-day straight purchase. The page says the transfer can take **3–5 working days**, with the ordinary personalised rate in between. Missing a budget instalment is still a missed credit-card payment. ### When a debit order fails Late or missed payments can be reported to TransUnion SA and Experian SA. Persistent arrears can move to recovery under the NCA. Automatic debt protection of up to **R10,000** on death or permanent disability is a rider, not a wipe of a large balance. Call **087 575 11 11** before the due date if cash flow slips. ### Limit behaviour Repaid rand usually returns to the available limit. FirstRand may review the ceiling. Because the Premier page publishes **no** single maximum, do not plan around a round marketing number you saw elsewhere.
Repayment Methods
FNB App payment
Transfer from a linked FNB account to the Premier Credit Card inside the app.
Debit order
Automate the statement minimum or the full balance on the date FirstRand collects.
EFT from another bank
Pay the credit-card account number shown on your statement. Allow clearing time before the due date.
Branch or Premier banker
Pay at a branch or through your Premier banker if you need a stamped receipt.
Early Repayment
You can pay more than the statement minimum at any time, including the full revolving balance. The live Premier page does not advertise an early-settlement penalty on ordinary card debt. Budget-facility deals follow the instalment contract you accepted. Paying the full straight-facility balance by the due date is what preserves up to 55 interest-free days.
Loan Extension
This is revolving credit, so there is no fixed term to extend. Available limit returns as you repay, subject to holds and periodic reviews. FirstRand does not publish one maximum ceiling on the Premier marketing page.
Penalties
FirstRand lists no rand dishonour tariff for this card. Missed minimums still accrue interest at your contracted rate and can be listed at TransUnion SA and Experian SA. Contact 087 575 11 11 before the due date if you cannot pay. Automatic debt protection (up to R10,000 on death or permanent disability) is not a general arrears waiver.
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FNB Premier Credit Card — Visit bank
FNB Premier Credit Card: live page quotes R125 p.m., income R300,000–R749,999 a year, up to 55 interest-free days on the straight facility, eBucks included. Fusion Premier is a different pack. Limit after NCA affordability — no single ceiling on that page.
This button goes straight to the lender. There is no partner link here and we earn nothing from the click. The rating on this page is an editorial score.