FNB Premier Credit Card

Not on the live page we quoted. That page lists an initiation fee of up to R210. The words at no extra cost apply to one additional card, not to initiation. Hero copy about a bundle account at no cost is a separate marketing line. Only your quotation is binding.

It does not publish a single ceiling on the Premier Credit Card page. Any limit is set after an NCA affordability assessment. Treat round figures you see on third-party sites as unofficial unless they appear on your FirstRand quotation.

The live page grants up to 55 days interest-free on purchases made on the straight facility. Budget-facility store deals use a different rate path and can take 3–5 working days to transfer. You still have to settle the statement as required to keep the holiday.

The Premier Credit Card page states required income of R300,000–R749,999. Passing that band does not skip the NCA affordability test or guarantee a limit.

The live page covers physical items bought with the FNB Premier Virtual Credit Card up to R10,000 per claim for 30 days from the purchase date. Read the policy wording for exclusions before you claim.

Up to R10,000 on death or permanent disability, with an option to top up, according to the live Premier page. That cap is not a full-balance waiver on a larger facility.

First National Bank, a division of FirstRand Bank Limited (1929/001225/06), registered credit provider NCRCP20. Card enquiries on the FNB pricing guide: 087 575 11 11. Verify NCRCP20 on ncr.org.za.