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FNB Premier Credit Card

4.3 (290 reviews)

FNB Premier Credit Card: live page quotes R125 p.m., income R300,000–R749,999 a year, up to 55 interest-free days on the straight facility, eBucks included. Fusion Premier is a different pack. Limit after NCA affordability — no single ceiling on that page.

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How to Receive Your FNB Premier Credit Card

## Getting the Premier Credit Card into use Approval does not pay a lump sum into a cheque account. FirstRand opens a revolving limit. You spend it on the plastic, the virtual card, or partner wallets. FirstRand publishes no courier SLA, so delivery timing is whatever the fulfilment SMS or your banker states. ### Ways the card usually appears | Route | What we can say from the live product | |---|---| | Physical Premier Credit Card | Issued after you accept the quotation; activate in the FNB App or as the sticker instructs | | Extra card | The cost accordion includes **1 additional card at no extra cost** | | FNB virtual card | The page sells Tap to Pay, Scan to Pay and partner wallets (Apple Pay, Google Pay, Samsung Pay, Garmin Pay, SwatchPAY!) without carrying plastic | | Fusion Premier | Same credit facility idea, packed into the **R260 p.m.** bundle | ### Virtual card while plastic is in transit The Premier page describes the virtual card as a changing-CVV number you can create, cancel or block. Purchase Protect on that page covers **physical items** bought with the **Premier Virtual Credit Card** up to **R10,000** per claim for **30 days** from the purchase date. Digital goods and ordinary plastic swipes are not what that sentence describes. ### Activation and first spend Do not tap in-store until the physical card is activated. Register the virtual number in the FNB App if you need to pay online first. Keep the PIN off the same note as the card number. If the envelope looks opened, call **087 575 11 11** before you activate. ### If nothing arrives Confirm the street address on your FNB profile. Ask the Premier banker or the card desk for the fulfilment reference. Do not guess a replacement fee; FirstRand lists none on the Premier page. ### Product shape again This is revolving purchasing power. There is no "payout date" and no published maximum limit on that page. The rand you can spend is the limit FirstRand granted after NCA affordability.

Delivery Methods

Physical Premier Credit Card

Confirm on fulfilment SMS / banker

FirstRand issues the plastic after you accept the quotation. Activate it in the FNB App or via the number on the sticker. Delivery timing is not printed on the marketing page.

Additional card

With or after the primary card, as issued

The live cost list includes one extra card at no extra cost on the R125 pack. That extra plastic shares the same facility.

FNB virtual card

Available in the app once the facility is open

Create a virtual number in the FNB App for Tap to Pay, Scan to Pay and partner wallets. Purchase Protect up to R10,000 / 30 days applies to qualifying virtual-card physical goods.

Sultan Kanatov, Editor-in-Chief, CreditDeals
Author
Sultan Kanatov
Editor-in-Chief, CreditDeals
Published: 19 September 2026
Updated: 19 September 2026

This article is for informational purposes only and does not constitute financial advice. All lenders on CreditDeals are registered with NCR. Please read the contract carefully before signing. rating methodology.

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FNB Premier Credit CardVisit bank

FNB Premier Credit Card: live page quotes R125 p.m., income R300,000–R749,999 a year, up to 55 interest-free days on the straight facility, eBucks included. Fusion Premier is a different pack. Limit after NCA affordability — no single ceiling on that page.

Visit website

This button goes straight to the lender. There is no partner link here and we earn nothing from the click. The rating on this page is an editorial score.