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RCS

4.0 (140 reviews)

RCS South Africa: NCR registration NCRCP38, part of BNP Paribas Personal Finance. Independent overview of RCS history, ownership, and how to verify their credit provider licence on Creditdeals.io.

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Frequently Asked Questions

The RCS card is accepted at over 30,000 retail stores in South Africa, including Checkers, Pick n Pay, Makro, Game, Edgars, Foschini, and Builders.

You need to earn a minimum of R1,000 per month to qualify for an RCS Store Card.

Yes, RCS offers a cash advance facility to eligible cardholders. You can request a cash advance via the RCS App or by calling their call centre, and the funds will be transferred to your bank account.

You can check your balance via the RCS App, the online Self-Service portal on rcs.co.za, or by dialing the USSD code *120*727# from your mobile phone.

Missing a payment will result in late payment fees, additional interest, and a negative mark on your credit profile. Contact RCS immediately if you are struggling to pay.

Yes, RCS accounts typically include Customer Protection Insurance, which covers your outstanding balance in the event of death, permanent disability, or retrenchment.

Sultan Kanatov, Editor-in-Chief, CreditDeals
Author
Sultan Kanatov
Editor-in-Chief, CreditDeals
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Verified by: CreditDeals Editorial Team
Published: 21 May 2026
Updated: 21 May 2026

This article is for informational purposes only and does not constitute financial advice. Check the status of the specific company in the NCR register. Please read the contract carefully before signing. rating methodology.

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RCS — Visit bank

RCS South Africa: NCR registration NCRCP38, part of BNP Paribas Personal Finance. Independent overview of RCS history, ownership, and how to verify their credit provider licence on Creditdeals.io.

Visit website

This button goes straight to the lender. There is no partner link here and we earn nothing from the click. The rating on this page is an editorial score.