| Method | Speed | Cost | Cap |
|---|---|---|---|
| EFT (same bank as lender) | Minutes | Free at most banks | Within bank rules |
| EFT (other bank) | Same business day (often < 2 h) | Free | Bank-specific |
| RTC | 30–60 seconds | Usually R5–R10 (lender pays in many cases) | R5 million per transaction |
FAQ — receiving funds
Can I receive funds to a cash-send mobile wallet? No. NCR-registered lenders require a verified bank account in the borrower's own name.
What if my bank account is at Capitec? All major banks (Capitec, FNB, Standard Bank, Absa, Nedbank, Discovery, TymeBank) are supported by the panel.