FundingHub

How to Receive Business Finance Through FundingHub: All Methods

## How funds reach your business account after FundingHub matching FundingHub stops at introduction and quote comparison. Rand lands in your verified business account only after the lender you chose completes its own approval chain and activates the credit agreement. ### Disbursement routes on the panel | Method | Timing quoted | Notes | |---|---|---| | Electronic Funds Transfer (EFT) | 24–48 hours post-approval | Standard payout to a verified SA business account | | Real-Time Clearing (RTC) | Under 2 hours | Offered by select fintech lenders for urgent working capital | Each funder confirms the destination account against FICA records. Names on the bank profile must match CIPC directors or authorised signatories to avoid rejection at payment stage. ### Sequence from acceptance to cash Once you pick a dashboard quote, that lender's portal opens for final affordability checks under the National Credit Act. You may reconfirm turnover figures, sign electronic mandates and accept initiation or service fees disclosed on the pre-agreement statement. After internal release, treasury posts EFT or RTC to the nominated account. FundingHub does not hold client money in transit. ### Timing expectations Marketplace marketing cites first indicative quotes within 24 to 48 hours of document upload. Actual payout follows the winning lender's credit committee, which can add another one to three business days for EFT or same-day for RTC where available. Public holidays and month-end volume spikes at major banks can extend clearing windows. ### If money is delayed Check that your business account accepts corporate credits and that account digits match the KYC file. Contact the chosen lender first for payment references. FundingHub support at info@fundinghub.co.za can confirm whether the marketplace hand-off to that funder completed, but settlement queries sit with the credit provider holding the contract. ### Amount bands Enquiries on file span roughly R50,000 through R20,000,000+ depending on turnover, industry and security offered. Larger tickets may disburse in tranches tied to milestone invoices or asset registration rather than a single lump sum.

Delivery Methods