FundingHub
FundingHub South Africa: founded 2016, operated by Finch Technologies, 40+ lenders, free marketplace for SME business finance. Check registration and read our independent review on Creditdeals.io.
FundingHub Business Finance Terms & Rates in 2026
Because FundingHub is a marketplace, the specific terms, interest rates, and repayment conditions vary depending on the lender you choose. However, the platform generally facilitates products with the following broad parameters for South African businesses.
Main Conditions
| Parameter | Value |
|---|---|
| Loan Amount | R50,000 to R20,000,000+ |
| Interest Rates | Prime-linked or fixed, starting from ≈15% p.a. depending on risk |
| Loan Term | 3 months to 60 months |
| Security | Unsecured, secured (asset-backed), or personal guarantee |
Borrower Requirements
- Minimum 6 months of trading history (1 year preferred)
- Minimum monthly turnover of R30,000
- Registered South African business entity (Pty Ltd, CC, etc.)
- Clean credit record for the business and its directors
Required Documents
- Last 6 months of business bank statements
- Annual Financial Statements (for larger loan amounts)
- Copy of Director's ID
- Company registration documents (CIPC)
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FundingHub South Africa: founded 2016, operated by Finch Technologies, 40+ lenders, free marketplace for SME business finance. Check registration and read our independent review on Creditdeals.io.