FundingHub

How to Apply for Business Finance on FundingHub: Step-by-Step

## Applying for business finance through FundingHub The workflow lives entirely online at fundinghub.co.za. Finch Technologies built it so a registered SME can lodge one profile and receive competing offers without repeating KYC at every bank counter. ### Six-step path 1. Open fundinghub.co.za and tap Get Started on the quick assessment form. 2. Capture your CIPC registration number, industry code and annual turnover band. 3. State the rand amount, purpose (working capital, equipment, expansion) and preferred repayment horizon. 4. Upload six months of PDF bank statements or link accounts through the secure API for faster parsing. 5. Wait while panel lenders score the file; indicative quotes land in the comparison dashboard, often within 24 to 48 hours. 6. Select the offer that fits total cost of credit, complete that lender's final KYC, then sign their NCA pre-agreement for disbursement. ### Documents checklist | Item | Why funders ask | |---|---| | Six months bank statements | Cash-flow proof | | CIPC registration pack | Legal entity verification | | Director ID | FICA and signatory check | | Annual financial statements | Required on larger amounts | ### Tips that speed matching Keep statements recent and in PDF rather than photographed scans where possible. API bank linking cuts manual keying errors. Be upfront about seasonal dips or short-term arrears; alternative lenders often price transparency more favourably than surprises discovered later in bureau data. ### What happens after submit FundingHub runs an initial soft matching pass that should not hard-hit personal scores. Individual funders may pull TransUnion SA or Experian SA files only after you commit to their quote. Expect one to three business days from complete upload to first live offers, though API-linked banking can shave time. ### Support channels Email info@fundinghub.co.za during online business hours if uploads fail or a quote stalls. The portal keeps every document in one repository so you do not resend statements to each lender separately.

Helpful Tips

• 💡Ensure your bank statements are in PDF format and recent.
• 💡Linking your bank account via the secure API significantly speeds up the matching process.
• 💡Be honest about your business challenges; lenders value transparency in the SME sector.