Dengoo
Dengoo: NCR-registered credit provider in South Africa. Company history, licence number, ownership and verified contact details on Creditdeals.io. (156 chars)
Dengoo Loan Terms and Conditions in 2026
Author: Financial Analyst, Creditdeals.io editorial team Published: 2026-05-18 | Last updated: 2026-05-18
Main Conditions
| Parameter | Value |
|---|---|
| **Published:** 2026-05-18 | **Last updated:** 2026-05-18 |
| Minimum Loan Amount | R500 |
| Maximum Loan Amount | R350,000 |
| Minimum Term | 1 day |
| Maximum Term | 365 days |
| Minimum Annual Interest Rate | 3.65% per annum |
| Maximum Annual Interest Rate | 58.4% per annum |
| First Loan Promotion | From 0.01% effective rate (new customers only) |
| Approval Time | Approximately 15 minutes |
| Disbursement | Same day; as fast as 5 minutes for major bank accounts |
| Currency | South African Rand (ZAR) |
| Regulation | National Credit Act 34 of 2005; NCR-registered |
| Fee Type | NCA Cap (indicative) |
| Initiation Fee | Up to R1,207.50 (for agreements above R15,000) or limited amount for short-term credit |
| Monthly Service Fee | Up to R69 per month |
| Credit Life Insurance | Regulated rate per outstanding balance |
| Late Payment Fee | As specified in loan agreement |
| Early Repayment Fee | No penalty for early repayment (NCA right) |
Borrower Requirements
- Be 18 years of age or older
- Hold a valid South African identity document (green barcoded ID book or smart ID card)
- Have a regular source of income (employment, business income, or other verifiable income)
- Hold an active South African bank account (for fund disbursement and repayment debit orders)
- Be a South African resident
Required Documents
- SA ID
- Bank statements or payslip
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Dengoo: NCR-registered credit provider in South Africa. Company history, licence number, ownership and verified contact details on Creditdeals.io. (156 chars)