Dengoo runs a full NCA affordability assessment and bureau check. While they consider applicants with imperfect credit, active defaults, judgments, or debt review flags will typically result in a declined application.
Dengoo
Dengoo: NCR-registered credit provider in South Africa. Company history, licence number, ownership and verified contact details on Creditdeals.io. (156 chars)
Frequently Asked Questions
The promotional rate of 0.01% applies to new, first-time Dengoo borrowers only, effectively making the first borrowing experience almost cost-free. Subsequent loans are subject to standard NCA-regulated rates.
Yes. Dengoo's platform is fully mobile-optimized, allowing you to apply, view your balance, upload documents, and manage your account securely from your smartphone.
Contact Dengoo before your repayment date. Default interest and a negative credit bureau listing may apply under the NCA. Discuss extension or hardship options early to avoid legal action.
Yes. Under the National Credit Act, you have the right to settle your loan early at any time without penalty. You will only be charged interest for the days you actually held the loan.
Funds are typically transferred within 15 minutes of approval. Customers of major South African banks can receive funds in as little as 5 minutes, though outside banking hours it may take until the next business day.
Yes, Dengoo operates under the National Credit Act (Act 34 of 2005) and is an NCR-registered credit provider, ensuring all fees and interest rates comply with statutory caps.
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Dengoo: NCR-registered credit provider in South Africa. Company history, licence number, ownership and verified contact details on Creditdeals.io. (156 chars)