Apply now
Apply now
LoansLoansNo credit checkFirst loan freeQuick loansPayday loansMicroloans
CreditsCreditsPersonal loansWithout collateralLow interestDebt consolidationQuick approval
Credit CardsCredit CardsNo annual feeWith cashbackWith rewardsFor studentsTravel benefitsLow interestVirtual card
Currency ratesCurrency ratesUSDEURGBP
Debit CardsDebit CardsDebit Cards South Africa — CompareCheapest Bank Accounts in South AfricaFree Debit Cards South AfricaKids Debit Cards South AfricaCashback Debit Cards South AfricaVirtual Debit Cards South AfricaInterest-bearing Debit Cards South AfricaOnline Debit Card Application South Africa
MortgageMortgageHome Loans (Bonds) South Africa — Compare Mortgage RatesFirst-Time Home Buyer Loans South AfricaFixed Rate Home Loans South AfricaHome Loan Refinance South AfricaFLISP-assisted Home Loans South Africa100% Home Loans South AfricaFamily Home Loans South AfricaBuilding Loans South Africa
DepositsDepositsTax-Free Savings Accounts South AfricaFixed Deposits South Africa — Earn Up to 10.25% p.a. on Your SavingsBest Fixed Deposit Rates South AfricaSavings Accounts South AfricaMonthly Interest Fixed Deposits South AfricaForeign Currency Deposits South AfricaEuro Deposits South AfricaUS Dollar Deposits South Africa
BusinessBusinessBusiness Loans South AfricaSME Funding Options in South AfricaBusiness Bank Accounts South AfricaOnline Business Loans South AfricaBusiness Overdraft South Africa

FNB Cheque Debit

4.3 (498 reviews)

FNB Cheque Account with debit card South Africa: free transactions with qualifying salary, eBucks rewards on spending, free online banking. Review on CreditDeals.

Visit website

This button goes straight to the lender. There is no partner link here and we earn nothing from the click. The rating on this page is an editorial score.

Frequently Asked Questions

R109 per month, which includes a Visa debit card, unlimited EFT payments, free FNB ATM withdrawals (up to the monthly limit) and access to eBucks Rewards.

Earn eBucks by using your FNB account for qualifying banking activities: salary deposits, debit orders, card transactions, and FNB product usage. Your eBucks level (1–5) determines how much you earn.

The Gold Cheque Account typically requires a minimum monthly income of R7,000–R8,000. Entry-level accounts are available from lower income levels.

Yes. Your FNB Visa debit card is accepted at Visa merchants worldwide. An international transaction fee of 2.75% applies. Notify FNB before travelling to avoid transaction blocks.

PayShap is South Africa's instant interbank payment system, allowing instant transfers between South African bank accounts 24/7, using a mobile number or South African ID number as the recipient identifier.

Yes. FNB (FirstRand Bank Limited) is authorised by the FSCA (FSP 3071) and regulated by the SARB. It is also a registered credit provider (NCRCP20) for credit products.

Immediately freeze your card via the FNB app or call 087 575 9404 (24/7). A replacement card is ordered and delivered within 5–7 business days.

Yes. Use your Visa debit card at ATMs and merchants worldwide. Access your account via the FNB app wherever you have internet connectivity.

Sultan Kanatov, Editor-in-Chief, CreditDeals
Author
Sultan Kanatov
Editor-in-Chief, CreditDeals
LinkedInTelegram
Verified by: CreditDeals Editorial Team
Published: 15 February 2026
Updated: 01 May 2026

This article is for informational purposes only and does not constitute financial advice. Check the status of the specific company in the NCR register. Please read the contract carefully before signing. rating methodology.

Leave a Review

FNB Cheque Debit — Visit bank

FNB Cheque Account with debit card South Africa: free transactions with qualifying salary, eBucks rewards on spending, free online banking. Review on CreditDeals.

Visit website

This button goes straight to the lender. There is no partner link here and we earn nothing from the click. The rating on this page is an editorial score.