| Parameter | Value |
|---|---|
| Loan amount | R500 – R4 000 (first loan) |
| Term | 5 – 41 days |
| Decision time | ≈ 15 minutes |
| Disbursement | Often within an hour after approval |
| NCR registration | NCRCP17814 |
| Operator | Lendplus Technology (Pty) Ltd |
| Mobile app | iOS (App Store) + Android (Google Play) |
| Identity verification | TruID integration |
| Collection | DebiCheck mandate |
CTA: Compare LendPlus with NCR-registered SA short-term lenders on Creditdeals.io.
Advantages
- Native mobile apps on iOS and Android — easier repeat applications and faster login.
- TruID-driven bank-statement retrieval — no manual upload needed.
- DebiCheck mandates — consumer-confirmed debit orders for safer collection.
- NCR-registered and publicly displays NCRCP17814.
- Multi-channel support (phone, email, online chat).
- Transparent cost disclosure in the personal profile after acceptance.
Disadvantages
- First-loan ceiling capped at R4 000 — limited for larger needs.
- No long-term instalment tier — strictly short-term.
- Upper interest band aligned with NCA cap — review carefully.
Who it suits
Salaried South Africans 18+ who need R500–R4 000 between paychecks, want to apply via a mobile app, and value DebiCheck-confirmed collection.
Customer feedback (synthesised)
Independent review sites rate LendPlus 4.0–4.3/5 with most praise focused on speed, app quality and ease of repeat borrowing.
Our verdict
Rating: 4.2 / 5. LendPlus pairs an NCR-compliant short-term product with a credible mobile-app experience, which is rare in the SA payday segment. The ceiling of R4 000 means it is best used for genuine emergencies.
Similar lenders
Wonga SA, Lime24, Boodle, Jabulani Money, CrediWise.