Side-by-side comparison
| Feature | LendPlus | Wonga SA | Lime24 | Boodle | Jabulani Money | FinChoice |
|---|---|---|---|---|---|---|
| Max amount (first) | R4,000 | R8,000 | R8,000 | R8,000 | R4,000 | R250,000 |
| Term | 5–41 days | up to 6 mo | up to 6 mo | up to 6 mo | up to 35 days | up to 36 mo |
| Decision | 15 min | Minutes | Minutes | Minutes | 10–25 min | Hours |
| Mobile app | iOS + Android | iOS + Android | Limited | Web | Web only | iOS + Android |
| NCR registered | Yes (NCRCP17814) | Yes | Yes | Yes | Yes | Yes |
Verify NCRCP17814 on ncr.org.za before you share banking details or sign.
LendPlus vs Wonga SA
Wonga allows R8,000 first loan vs LendPlus R4,000 and has stronger brand recall. LendPlus competes on app quality and TruID with no manual uploads.
Verify NCRCP17814 on ncr.org.za before you share banking details or sign.
LendPlus vs Lime24
Lime24 has broader first-loan amounts and a lower minimum. LendPlus offers a sharper app experience with consumer-confirmed DebiCheck.
Verify NCRCP17814 on ncr.org.za before you share banking details or sign.
LendPlus vs Jabulani Money
Both are NCR short-term lenders with R4,000 caps and similar terms. LendPlus native apps and TruID beat Jabulani Money's web-only cabinet for repeat UX.
Verify NCRCP17814 on ncr.org.za before you share banking details or sign.
LendPlus vs FinChoice
FinChoice is instalment credit up to R250,000 over 36 months. FinChoice for larger long-term needs; LendPlus for short gaps up to R4,000.
Our verdict
Pick LendPlus for R500–R4,000 short-term needs with a strong app and easy re-application. Pick Wonga SA or Lime24 for a higher first ceiling. Pick FinChoice for larger instalment loans.
Verify NCRCP17814 on ncr.org.za before you share banking details or sign.
FAQ — Comparison
Is LendPlus better than Wonga SA for a first loan? Wonga: higher first amount (R8,000 vs R4,000). LendPlus: stronger native app and faster TruID verification.
Which lender has the best mobile app for repeat borrowing? LendPlus — native iOS/Android with push alerts and in-app documents.
Should I choose LendPlus or FinChoice? LendPlus up to R4,000 short-term; FinChoice for larger instalment loans over longer periods.