Side-by-side comparison
| Feature | Jabulani Money | Wonga SA | Lime24 | Boodle | FinChoice |
|---|---|---|---|---|---|
| Max amount (first loan) | R4,000 | R8,000 | R8,000 | R8,000 | R250,000 |
| Term | Up to 35 days | Up to 6 months | Up to 6 months | Up to 6 months | Up to 36 months |
| Decision time | 10–25 min | Minutes | ≈ 15 min | Minutes | Hours to a day |
| Payout speed | Under 5 min | Minutes | Minutes | Minutes | 1–2 days |
| NCR registered | Yes (NCRCP22362) | Yes | Yes | Yes | Yes |
Verify NCRCP22362 and Clearwave Innovations (Pty) Ltd on ncr.org.za before signing.
Jabulani Money vs Wonga SA
Wonga SA allows R8,000 first loan vs R4,000 and a longer max term. Jabulani Money suits borrowers who need R4,000 or less and want a very fast, simple flow.
Verify NCRCP22362 and Clearwave Innovations (Pty) Ltd on ncr.org.za before signing.
Jabulani Money vs Lime24
Lime24 starts from R300 and scores well on repeat upgrades. Jabulani Money fits when you need a slightly higher first amount upfront.
Verify NCRCP22362 and Clearwave Innovations (Pty) Ltd on ncr.org.za before signing.
Jabulani Money vs FinChoice
FinChoice is up to R250,000 over 36 months. FinChoice for medium-term needs; Jabulani Money for short emergency cash before payday.
Our verdict
Pick Jabulani Money for a single pay-cycle need within R500–R4,000 and very fast payout. Pick Wonga SA or Lime24 for a larger first loan. Pick FinChoice for much larger, longer instalments.
Risk warning. Compare total cost of credit, not just speed — verify NCRCP22362 on ncr.org.za before signing with Jabulani Money.
Verify NCRCP22362 and Clearwave Innovations (Pty) Ltd on ncr.org.za before signing.
FAQ — Comparison
Which lender pays out the fastest? Under-5-minute disclosed target is among the fastest here; actual speed depends on your bank.
Is Jabulani Money cheaper than Wonga SA? Both sit within the same NCA caps; your cost depends on each lender's pre-agreement quotation.
Should I choose Jabulani Money or FinChoice? Jabulani Money for a small short-term bridge; FinChoice for a much larger instalment over longer period.