CrediWise
CrediWise is a South African online lender registered with the NCR as NCRCP22496. Read its history, regulatory status and how to verify the licence on Creditdeals.io.
How to Repay a CrediWise Loan: All Methods
Repayment Methods
Day 1: penalty interest accrues; SMS.
Day 1: penalty interest accrues; SMS.
Day 3–7: DebiCheck retries.
Day 3–7: DebiCheck retries.
Day 30+: credit-bureau listing.
Day 30+: credit-bureau listing.
Day 60+: collections.
Day 60+: collections.
Day 90+: potential legal action.
Day 90+: potential legal action.
Match DebiCheck date with payday.
Match DebiCheck date with payday.
Pay early
Pay early — interest accrues daily.
If hardship, call support before due date.
If hardship, call support before due date.
Keep proof of every payment for 3 years.
Keep proof of every payment for 3 years.
Early Repayment
Use CrediWise's bank details from your personal cabinet plus your loan reference. Useful for early settlement or supplementary payments.
Loan Extension
### Extension / postponement
Penalties
NCA Section 125 allows early settlement at any time without penalty. Amount = capital outstanding + interest to date + unpaid fees + insurance pro-rated.
Leave a Review
CrediWise — Get Money Now
CrediWise is a South African online lender registered with the NCR as NCRCP22496. Read its history, regulatory status and how to verify the licence on Creditdeals.io.