Creditza personal account — login and self-service
Century Financial Services (Pty) Ltd (company registration 2023/140135/07, NCRCP20970) creates your client profile automatically when you complete an application on creditza.co.za. Sign in at creditza.co.za/login with your South African ID number or registered email address, plus your password. The portal is the primary channel for managing regulated credit between R500 and R8,000 — whether you chose a short-term window of 5–37 days or an instalment plan of 1–6 months.
Portal features confirmed on the lender profile
| Module | What it lets you do |
|---|---|
| Loan statements | Download PDF copies of active or settled agreements for your records |
| Repayment tracking | View the next DebiCheck collection date and exact rand amount due |
| Settlement quotes | Request an early payoff figure — interest runs from 0.1% per day up to the 5% per month NCA maximum, so paying ahead can lower total cost |
| Repeat borrowing | Start a fresh application once your previous balance is cleared |
| Because Creditza targets same-day payout after agreement signing and mandate authentication, many borrowers open the dashboard the same afternoon to confirm the EFT landed and to check that the debit schedule matches the signed quotation. |
Login credentials and lockout rules
First-time users follow the Initial Login instructions emailed after approval. Returning clients enter either their SA ID or the email used during onboarding — both routes reach the same account. After three incorrect password attempts, Creditza locks access for 30 minutes as a standard fraud-control measure. Wait out the lock, then use Forgot Password if needed.
Troubleshooting browser access
Use an up-to-date Chrome or Safari browser with cookies enabled. If the login button stops responding, clear cache and retry. Mobile users can bookmark creditza.co.za/login or add it to the home screen — no dedicated app is required for full account functionality.
When to call support instead
Some changes still need manual verification: disputing an incorrect balance, arranging a payment plan, or fixing an ID mismatch with your bank profile. Contact 021 054 1057 or info@centuryfinancialservices.net during South African business hours. Keep portal PDFs after each loan closes — they document on-time DebiCheck repayments if you later apply for credit elsewhere.
