| Product | Disbursement |
|---|---|
| Ärilaen | Lump sum to company IBAN, ~30 min after signing (marketing) |
| Arvelduskrediit | Credit line activation — draw to IBAN as needed |
| Faktooring | Advance against rental receivables per agreement |
| Hüpoteeklaen | Notarial schedule; 2nd-rank may allow partial advance before notary |
| Autolaen / liising | To dealer or seller |
SEPA transfer — same business day when banks align. Contact manager +372 5191 9192 if KYC or notary steps delay payout.