Hoovi Finance OÜ (registry 16020217, licence FFA000412) serves SMEs and sole traders (FIE) through a relationship-manager model, not a consumer «My Hoovi» banking portal like retail lenders Bondora or Credit24. This is normal for business credit and invoice-style lines where drawdowns, collateral and restructuring are negotiated case by case.
What you do not get
- No public login/password portal to pay instalments with one click (2026)
- No unified mobile banking app listing all Hoovi products
- No instant chatbot payoff quote — quotes come from your manager
Do not confuse this page with Hoovi ärilaen, which describes the flagship unsecured product on Creditdeals.io.
How day-to-day management works
| Need | Channel | Typical response |
|---|---|---|
| New draw on arvelduskrediit | Account manager / email | Same business day if within limits |
| Payoff balance before term end | Written request to manager | Quote within 1–2 business days |
| Payment reference for bank transfer | Invoice email | IBAN + description on each invoice |
| Restructuring if cash-flow drops | Phone +372 5191 9192 | Individual assessment |
| Account confirmation for auditors | Manager / info@hoovi.ee | PDF on request |
Contact details (verify on hoovi.ee)
- Phone: +372 5191 9192 (Mon–Fri 9:00–17:00 EET)
- Application form: app.hoovi.ee/laenutaotlus
- Website: hoovi.ee — product pages for ärilaen, arvelduskrediit, üüritulu faktooring
Documents to keep
Signed contract, invoice schedule, manager name, and bank payment confirmations. For secured products, also collateral register extracts and insurance proof if required.
YMYL notice
Hoovi is not on the Finantsinspektsioon KAVS consumer lender list like Primero or Credit24. Products target legal entities. Guarantors may still appear in Creditinfo business registers if obligations are personal.