CreditoMax is a free South African online loan-matching service connecting borrowers with NCR-registered lenders. Read how it works and how to verify licences on Creditdeals.io.
CreditoMax itself does not disburse funds. The matched partner lender pays you directly using one of two SA payment rails:
| Method | Speed | Cost | Cap |
|---|---|---|---|
| Same-bank credit | Instant | Free | n/a |
| RTC | 30–60 seconds | Often free | R5 m per txn |
| Standard EFT | Same business day | Free | Bank-specific |
Can I receive funds to a mobile wallet (e.g. cash-send)? No. NCR-registered lenders require a verified bank account in the borrower's own name.
What if my bank rejects the deposit? The matched lender contacts you to verify the correct account and re-issue the payment.
CreditoMax is a free South African online loan-matching service connecting borrowers with NCR-registered lenders. Read how it works and how to verify licences on Creditdeals.io.
