How to Use Arcadia Finance on a Mobile Device
Although there is no dedicated app, the Arcadia Finance website at https://www.arcadiafinance.co.za is fully optimised for mobile browsers on both iOS and Android smartphones. The mobile site offers the same functionality as the desktop version:
- Access the loan calculator to set your desired amount and term
- Complete and submit the full loan application form
- View and compare loan offers from the lender panel
- Access the contact form and application status information
To use Arcadia Finance on your smartphone:
- Open Safari (iOS), Chrome (Android), or any browser on your smartphone
- Navigate to https://www.arcadiafinance.co.za
- The site will automatically display in mobile-optimised format
- Proceed with your loan application as normal
Mobile App vs Mobile Website: Feature Comparison
| Feature | Arcadia Finance Mobile Site | Dedicated App (if available) |
|---|---|---|
| Loan calculator | Available | N/A |
| Loan application | Available | N/A |
| Viewing offers | Available | N/A |
| Account management | Limited | N/A |
| Push notifications | Not available | Would be available |
| Offline access | Not available | Would be available |
| App Store / Play Store rating | N/A | N/A |
Managing Your Loan via the Lender's App
While Arcadia Finance itself does not have an app, many of the lenders in its partner network do provide dedicated mobile applications. Once you have accepted a loan offer and finalised the agreement with a specific lender, check whether that lender offers a mobile app for:
- Viewing your outstanding balance and payment schedule
- Making additional payments
- Requesting settlement quotes
- Accessing statement history
Examples of South African lenders that may offer mobile apps include Wonga and select bank partners. Refer to your individual lender's website for app availability and download links.
Beware of Unofficial Apps
Arcadia Finance has issued warnings about fraudulent parties impersonating the brand. This extends to potentially fraudulent apps on third-party platforms. If you encounter an app in any app store claiming to be "Arcadia Finance":
- Do not install it unless you can verify it is officially listed by Arcadia Finance on their website
- Do not enter personal or financial information into any unverified app
- Report suspicious apps to the app store's abuse reporting function and to Arcadia Finance via their official contact form
Troubleshooting the Arcadia Finance Mobile Website
The website is not loading on my phone Check your mobile data or Wi-Fi connection. Try clearing your browser cache. Attempt access via a different browser (e.g., switch from Chrome to Safari). If the site is down, visit Arcadia Finance's social media pages for service updates.
The application form is not submitting on mobile Ensure all required fields are completed. Try switching from mobile data to Wi-Fi. If the issue persists, try completing the application on a desktop computer or laptop instead.
I cannot view my offers on mobile Ensure JavaScript is enabled in your mobile browser settings. Some older mobile browser versions may not render the offers panel correctly. Update your browser or try a different one.
Frequently Asked Questions — Mobile App
Is there an official Arcadia Finance app I can download? No. As of May 2026, Arcadia Finance does not have a dedicated iOS or Android app. The service is available through the mobile-optimised website at arcadiafinance.co.za.
Can I apply for a loan on my phone using Arcadia Finance? Yes. The Arcadia Finance website is fully functional on smartphones through any standard mobile browser.
Are there apps that can manage my loan after it is arranged through Arcadia Finance? Not through Arcadia Finance itself. However, the individual lender whose offer you accepted may provide their own mobile app for loan management.
Could Arcadia Finance release a mobile app in the future? Arcadia Finance has not announced any plans to launch a dedicated mobile app as of the date of publication of this article. We will update this page if that changes.