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Nedbank Home Loan

4.4 (256 reviews)

Nedbank home loan South Africa: up to 100% financing, APR from prime rate, terms up to 30 years. Fast pre-approval online, no application fee. NCR-registered lender. Review on CreditDeals.

Comparison with Other Lenders

Home loan rates are variable and change with the SARB repo rate. Total cost of credit depends on interest rate, term and additional costs (conveyancing, insurance). Compare quotes from multiple banks before committing. Information based on publicly available Nedbank data.

FeatureNedbankFNBAbsaStandard Bank
Max LTVUp to 100%Up to 100%Up to 100%Up to 100%
Max Term30 years30 years30 years30 years
Entry LevelR100,000R100,000R100,000R100,000
Digital Pre-qualYesYesYesYes
Special FeaturesNedRevolveFlexiBondMulti-OwnerAccessBond

Nedbank's NedRevolve facility is highly competitive for clients who want to use their home equity as a flexible credit line, comparable to FNB's FlexiBond or Standard Bank's AccessBond.

Reviews about Nedbank Home Loan (1)

Z
Zanele D.
2/25/2026
Verified

Best home loan deal I found

Nedbank offered 100% financing for my first home in Johannesburg. The online pre-approval was done in minutes. The NCR registration gave me confidence. My consultant was helpful throughout.

Pros
  • 100% financing available
  • NCR-regulated lender
  • Online pre-approval
Cons
  • Requires clean credit record at TransUnion
  • Valuation fees charged separately

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Nedbank Home LoanVisit bank

Nedbank home loan South Africa: up to 100% financing, APR from prime rate, terms up to 30 years. Fast pre-approval online, no application fee. NCR-registered lender. Review on CreditDeals.