Credit limits range up to R50,000, based on your income, affordability assessment and credit bureau profile.
Absa Gold Credit Card
Absa Gold Credit Card South Africa: credit limit up to R80,000, 57-day interest-free period, Visa rewards, purchase protection insurance included. Review on CreditDeals.
Frequently Asked Questions
The purchase interest rate is approximately 22.5%–27% p.a. (prime-linked). Cash advances attract a higher rate. No interest is charged if the full balance is paid by the due date each month.
Up to 55 days interest-free on purchases if you pay the full outstanding balance on or before the statement due date.
Yes. The card runs on the Visa network and is accepted at millions of merchants worldwide, both in-store and online.
Yes. Absa checks your credit record at TransUnion SA and Experian SA and conducts a full NCA affordability assessment.
Activate via the Absa app, online banking or by calling the number on the card sticker.
Yes, but cash advances attract a higher interest rate and no interest-free period. Use sparingly.
Yes. Absa Bank Limited is a registered credit provider (NCRCP7) regulated by the NCR, FSCA and SARB.
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Absa Gold Credit Card — Visit bank
Absa Gold Credit Card South Africa: credit limit up to R80,000, 57-day interest-free period, Visa rewards, purchase protection insurance included. Review on CreditDeals.