Bridgement is a South African fintech company that provides fast, flexible business finance to small and medium enterprises (SMEs). Founded in 2016 by Daniel Goldberg, the business was built by a team of data scientists and engineers with a single goal: to use technology and data to bring a new approach to SME lending in South Africa. Bridgement operates entirely online, offering business loans, revolving lines of credit, and invoice financing — all without paperwork, branch visits, or prolonged waiting periods.
Registration and Regulatory Status
Bridgement operates as a registered credit provider under the National Credit Act, 2005 (NCA). In South Africa, any company that provides credit to business borrowers must register with the National Credit Regulator (NCR) and comply with its requirements. The NCR is the primary regulator for credit providers in the country.
Bridgement is also a member of the South African SME Finance Association (SASFA), a body created to promote responsible lending practices among alternative lenders serving small and medium businesses.
How to Verify Bridgement's NCR Registration
Follow these steps to independently verify that Bridgement is a registered credit provider:
- Go to the NCR Register of Registrants at https://www.ncr.org.za/register_of_registrants/registered_cp.php
- In the search field, type "Bridgement" and click Search.
- The result will display the company's registered name, registration number, and current status.
- Confirm that the status reads "Registered" and that the registration is active and not suspended.
- Cross-check the company name against the CIPC (Companies and Intellectual Property Commission) database at https://eservices.cipc.co.za/ to confirm the legal entity.
If you cannot locate Bridgement in the NCR register, contact the NCR directly at 0860 627 627 or email info@ncr.org.za before proceeding with any application.
Founders and Company Structure
Bridgement was co-founded by Daniel Goldberg, who serves as CEO. The company is headquartered in Sandton, Gauteng, and employs a team of data engineers, credit specialists, and customer success managers. Bridgement has raised institutional funding and has been recognised globally for its SME lending innovation — including being featured in international fintech rankings and receiving coverage from publications such as Business Tech, Daily Maverick, and Ventureburn.
Company History and Achievements
Bridgement was established in 2016 with the mission of solving the chronic cash-flow problem that holds back South African SMEs. Key milestones include:
- 2016: Company founded in Johannesburg
- 2018: Launched full online lending platform with automated credit decisions
- 2020: Expanded product suite to include revolving lines of credit
- 2021: Integrated with Xero, Sage, and QuickBooks accounting software — becoming one of the only South African lenders with native accounting integrations
- 2023–2025: Awarded global recognition for fintech innovation in SME lending; annual revenue reached $18.6 million
- 2025: Introduced standby credit facilities allowing businesses to hold approved funds at zero cost until drawn
Contacts and Support
| Channel | Details |
|---|---|
| Phone | 087 551 0513 |
| hello@bridgement.com | |
| Knowledge Base | https://help.bridgement.com |
| Website | https://www.bridgement.com/za/ |
| https://za.linkedin.com/company/bridgement |
Support is available during standard South African business hours. The knowledge base covers common questions about applications, repayments, and account management.
Customer Ratings
Bridgement consistently receives positive reviews on third-party platforms. Customers frequently cite speed of approval, transparency of fees, and quality of support as the key reasons for recommending the service.
Frequently Asked Questions — About Bridgement
Q: Is Bridgement a bank? No. Bridgement is a registered non-bank credit provider and fintech company. It does not accept deposits and is not regulated by the Prudential Authority. It is regulated under the National Credit Act.
Q: Where is Bridgement based? Bridgement is based in Sandton, Johannesburg, South Africa, and operates entirely online.
Q: Who founded Bridgement? Bridgement was founded by Daniel Goldberg in 2016.
Q: Is Bridgement a member of any industry body? Yes. Bridgement is a member of the South African SME Finance Association (SASFA), which promotes responsible lending among alternative business lenders.
Q: Can I visit a Bridgement branch? Bridgement operates exclusively online. There are no physical branches. All applications, approvals, drawdowns, and repayments happen digitally.
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