ONLINE CREDIT
Amount to₱2,000,000
Term (days)from 180 to 1080
Ratefrom 25.98 to 26.76%
Agefrom 18
ApprovalLow
Credits in Kazakhstan
Compare credit programs from Kazakhstan banks: rates, amounts, terms and requirements. Online application and in-branch processing.
Rate from 8%
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Personal Loan
up to £50 000
Approval 95%
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Find a loan
ONLINE CREDIT
Amount to₱3,000,000
Term (days)from 360 to 1080
Rate0%
Agefrom 18
ApprovalLow
How to get a credit in Kazakhstan
1
Choose a bank and program
Compare rates, amounts and terms in the CreditDeals catalog. Pay attention to credit type, collateral requirements and income requirements.
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2
Fill out the online application
Provide ID details, IIN, amount and term. Most banks accept applications via website or mobile app in 10–15 minutes.
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3
Wait for a decision
The bank verifies solvency and credit history. Preliminary decision in 5–60 minutes, final decision within 1–3 business days.
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4
Sign the agreement and receive funds
After approval, sign the agreement in-branch or online via e-signature. Funds arrive on your card or account within hours.
Credit FAQ
Kazakhstan citizens aged 21+ with confirmed income and positive credit history. Some banks also lend to non-residents with official income in Kazakhstan.
Yes, but on less favorable terms: higher rate, lower maximum amount, collateral or co-borrower may be required.
At minimum — ID and IIN. For amounts above 1–2 million tenge, income confirmation, employment contract and sometimes a guarantor or collateral are required.
A bank credit is a long-term product with an annual rate of 12–25% and amounts from 100,000 to 30 million tenge. A microloan from MFO is short-term with daily rates and smaller amounts.
Use the CreditDeals credit calculator: enter the amount, term and rate to get the annuity payment and overpayment.
Yes, under Kazakhstan law the borrower has the right to early repayment without penalties.
The effective annual rate is the total cost of credit including all fees, insurance and payments. It should be compared between banks rather than the nominal rate.
Credit online in Kazakhstan — market overview
The Kazakhstan consumer credit market is represented by all major second-tier banks: Halyk Bank, Kaspi Bank, ForteBank, Bank CenterCredit, Jusan, Eurasian Bank, Alfa-Bank and others.
When choosing a credit, pay attention to the effective annual rate, maximum amount, term, income requirements and mandatory insurance. CreditDeals collects up-to-date programs with detailed reviews.
A credit is a long-term commitment. Make sure the monthly payment does not exceed 30–40% of your household budget. Always compare offers from multiple banks and read the full agreement before signing.
