Online loans in the Philippines
Compare lender offers in the Philippines and get money in your account. Amounts in pesos (PHP). Reference: Bangko Sentral ng Pilipinas.
Find a loan
How to Get a Loan Online
Choose a Lender
Compare loan terms in our catalog: rates, amounts, terms, and customer reviews.
Fill Out the Application
Enter your personal details, contact info, and desired loan amount. Takes 5-10 minutes.
Wait for Decision
Most lenders make automatic decisions within 5-15 minutes. You'll receive an SMS with the result.
Receive Your Money
After approval, funds will be transferred to your bank card within minutes.
Top loans in catalog
| # | Product | Rate | Amount | Term | Rating | Action |
|---|---|---|---|---|---|---|
| 1 | Letocredit | 0–36% per day | ₱1,000 – ₱30,000 | 61–365 days | 0.0 | Details |
| 2 | Credilemon | 0% | ₱1,000 – ₱500,000 | — | 0.0 | Details |
| 3 | Cashalo | 0.2% per day | ₱1,000 – ₱13,000 | — | 0.0 | Details |
| 4 | Finsolution | 24–143% per day | ₱1,000 – ₱50,000 | 90–360 days | 0.0 | Details |
| 5 | Honey Loan | 0.4% per day | ₱1,000 – ₱30,000 | 61–364 days | 0.0 | Details |
| 6 | Credum | 0–180% per day | ₱1,000 – ₱50,000 | 62–1080 days | 0.0 | Details |
| 7 | Finpug | 0–36% per day | ₱1,000 – ₱75,000 | 61–365 days | 0.0 | Details |
| 8 | Credy | 0–143% per day | ₱1,000 – ₱25,000 | 61–120 days | 0.0 | Details |
| 9 | Finmerkado | 0% | ₱1,000 – ₱50,000 | 90–1080 days | 0.0 | Details |
| 10 | Finloo | 0–36% per day | ₱1,000 – ₱50,000 | 30–360 days | 0.0 | Details |
Catalog data, September 2026. Final terms on the lender site.
Frequently Asked Questions About Loans
No licensed lender can guarantee 100% approval. However, many companies approve up to 95% of applications.
The minimum age varies by country, typically 18-21 years with a steady income.
Most lenders transfer money within 15 minutes of approval.
Yes, some lenders work with clients who have poor credit history, though terms may differ.
Typically you need: valid ID, bank card in your name, and a mobile phone for verification.
Yes, if you apply through licensed lenders. All companies in our catalog are verified.
Many lenders offer 0% interest on the first loan for new customers. You only repay the loan amount.
Online Loans — Market Overview
The online lending market is growing rapidly, with dozens of licensed lenders offering quick loans to your card.
When choosing a microloan, pay attention to the annual percentage rate, maximum amount and term, first loan promotions, and customer reviews.
Remember: a microloan is a short-term financial tool. Only borrow if you're confident you can repay on time.
