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Online loans in the Philippines

Compare lender offers in the Philippines and get money in your account. Amounts in pesos (PHP). Reference: Bangko Sentral ng Pilipinas.

Money in 15 min
**** **** **** 8821
Payday Loans
up to R10 000
Approval 98%
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Find a loan

Amount
₱
100 ₱500,000 ₱
Term
5 days1800 days
Letocredit
FREE LOAN
Amount to₱30,000
Term (days)from 61 to 365
Ratefrom 0 to 36%
Agefrom 18
ApprovalLow
Credilemon
FREE LOAN
Amount to₱500,000
Term (days)from 0 to 0
Rate0%
Agefrom 18
ApprovalLow
Cashalo
ONLINE LOAN
Amount to₱13,000
Term (days)from 0 to 0
Rate0.2%
Agefrom 18
ApprovalLow
Finsolution
ONLINE LOAN
Amount to₱50,000
Term (days)from 90 to 360
Ratefrom 24 to 143%
Agefrom 18
ApprovalLow
Honey Loan
ONLINE LOAN
Amount to₱30,000
Term (days)from 61 to 364
Rate0.4%
Agefrom 18
ApprovalLow
Credum
FREE LOAN
Amount to₱50,000
Term (days)from 62 to 1080
Ratefrom 0 to 180%
Agefrom 18
ApprovalLow
Finpug
FREE LOAN
Amount to₱75,000
Term (days)from 61 to 365
Ratefrom 0 to 36%
Agefrom 18
ApprovalLow
Credy
FREE LOAN
Amount to₱25,000
Term (days)from 61 to 120
Ratefrom 0 to 143%
Agefrom 18
ApprovalLow
Finmerkado
FREE LOAN
Amount to₱50,000
Term (days)from 90 to 1080
Rate0%
Agefrom 18
ApprovalLow
Finloo
FREE LOAN
Amount to₱50,000
Term (days)from 30 to 360
Ratefrom 0 to 36%
Agefrom 18
ApprovalLow
Finbro
FREE LOAN
Amount to₱50,000
Term (days)from 0 to 360
Rate0%
Agefrom 18
ApprovalLow
Cashspace
ONLINE LOAN
Amount to₱25,000
Term (days)from 61 to 120
Ratefrom 12 to 36%
Agefrom 18
ApprovalLow
Zaimoo
ONLINE LOAN
Amount to₱40,000
Term (days)from 61 to 1800
Ratefrom 11.9 to 365%
Agefrom 18
ApprovalLow
LoanOnline
FREE LOAN
Amount to₱30,000
Term (days)from 91 to 180
Ratefrom 0 to 427%
Agefrom 18
ApprovalLow
Kviku
FREE LOAN
Amount to₱25,000
Term (days)from 0 to 135
Rate0%
Agefrom 18
ApprovalLow
Crezu
ONLINE LOAN
Amount to₱25,000
Term (days)from 91 to 120
Ratefrom 12 to 36%
Agefrom 18
ApprovalLow
Mazilla
ONLINE LOAN
Amount to₱30,000
Term (days)from 91 to 720
Ratefrom 30 to 365%
Agefrom 18
ApprovalLow

How to Get a Loan Online

1

Choose a Lender

Compare loan terms in our catalog: rates, amounts, terms, and customer reviews.

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2

Fill Out the Application

Enter your personal details, contact info, and desired loan amount. Takes 5-10 minutes.

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3

Wait for Decision

Most lenders make automatic decisions within 5-15 minutes. You'll receive an SMS with the result.

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4

Receive Your Money

After approval, funds will be transferred to your bank card within minutes.

Top loans in catalog

#ProductRateAmountTermRatingAction
1Letocredit0–36% per day₱1,000 – ₱30,00061–365 days0.0Details
2Credilemon0%₱1,000 – ₱500,000—0.0Details
3Cashalo0.2% per day₱1,000 – ₱13,000—0.0Details
4Finsolution24–143% per day₱1,000 – ₱50,00090–360 days0.0Details
5Honey Loan0.4% per day₱1,000 – ₱30,00061–364 days0.0Details
6Credum0–180% per day₱1,000 – ₱50,00062–1080 days0.0Details
7Finpug0–36% per day₱1,000 – ₱75,00061–365 days0.0Details
8Credy0–143% per day₱1,000 – ₱25,00061–120 days0.0Details
9Finmerkado0%₱1,000 – ₱50,00090–1080 days0.0Details
10Finloo0–36% per day₱1,000 – ₱50,00030–360 days0.0Details

Catalog data, September 2026. Final terms on the lender site.

Frequently Asked Questions About Loans

No licensed lender can guarantee 100% approval. However, many companies approve up to 95% of applications.

The minimum age varies by country, typically 18-21 years with a steady income.

Most lenders transfer money within 15 minutes of approval.

Yes, some lenders work with clients who have poor credit history, though terms may differ.

Typically you need: valid ID, bank card in your name, and a mobile phone for verification.

Yes, if you apply through licensed lenders. All companies in our catalog are verified.

Many lenders offer 0% interest on the first loan for new customers. You only repay the loan amount.

Online Loans — Market Overview

The online lending market is growing rapidly, with dozens of licensed lenders offering quick loans to your card.

When choosing a microloan, pay attention to the annual percentage rate, maximum amount and term, first loan promotions, and customer reviews.

Remember: a microloan is a short-term financial tool. Only borrow if you're confident you can repay on time.

Sultan Kanatov, Editor-in-Chief, CreditDeals
Author
Sultan Kanatov
Editor-in-Chief, CreditDeals
Updated: October 13, 2026

This article is for informational purposes only and does not constitute financial advice. All lenders on CreditDeals are registered with Bangko Sentral ng Pilipinas. Please read the contract carefully before signing. rating methodology.