CREDIT CARD
Limit₱0
Grace periodfrom 0 to 0 days
Rate3%
Agefrom 18
Credit Cards in Kazakhstan
Compare cards with cashback and installments from major banks. Apply online in minutes.
Cashback up to 15%
**** **** **** 7705
Limit up to R50 000
Credit Card
Grace period 60 days
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Find a card
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CREDIT CARD
Limit₱0
Grace periodfrom 0 to 0 days
Rate3%
Agefrom 18
How to Get a Credit Card in Kazakhstan
1
Choose a card
Compare limit, APR (GESV), grace period length (some products offer up to ~180 days on purchases), cashback, partner installments, and reviews. Decide if you need a digital-only card or plastic.
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2
Apply online
Complete the form in the bank's app or website: ID, tax ID, contacts; income if requested. The bank runs scoring and credit bureau checks.
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3
Wait for decision
You'll get preliminary or final approval via SMS, push, or online banking. Limits and rates are individual; if declined, you can try another bank.
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4
Receive and activate
Digital cards are issued in-app in minutes; plastic may be delivered or picked up at a branch. Activate, add to Apple Pay / Google Pay if needed, and track statement dates for the grace period.
Frequently Asked Questions About Credit Cards
Choose a card in the catalog, go to the bank's site and submit an application. You'll need ID, tax ID and income details. Decisions usually within a day.
A window where purchase interest may not accrue if you repay the full balance by the statement due date. Depending on the card, roughly 30–180 days for purchases; cash withdrawals and transfers often have different rules.
A percentage of your purchases is credited back to your account or as bonus points. Terms vary by bank and category — check the tariff.
Chances are lower, but some banks approve with a limited limit or higher rate. Compare offers and apply.
Many banks waive the fee if you meet usage or spending conditions. Check the tariff for details.
A credit card gives a revolving limit and a grace period on purchases when you repay in full. Installment-style products (e.g. 0-0-6 at partner stores) focus on fixed promo payments rather than a classic multi-month grace on every operation. Always read your agreement.
GESV is the annual effective rate — the full cost of credit including fees and mandatory charges. It helps compare offers more fairly than the nominal rate alone. Actual cost depends on whether you repay within the grace period and which transactions you use.
Credit Cards in Kazakhstan — Compare and Apply Online
Our catalog covers BCC 180 (long grace on purchases), Halyk Black Premium, Infinite, My!Card, Kartakarta BCC, and Özen Home Credit installment-style cards — limits, GESV, cashback, and partner deals. Many issuers offer fully digital onboarding.
Compare GESV, grace length, cash advance and transfer fees, not just cashback. CreditDeals lists cards for different needs — from digital-first products to premium limits.
Plan to repay purchases before the grace period ends, watch the minimum payment and statement date. Cash and transfers may incur interest from day one — as shown in tariffs and our reviews.
