Primero consumer loan review (2026)
Primero Finance OÜ (registry 12401448, office Meistri 14, 13517 Tallinn) is a Finantsinspektsioon-supervised krediidiandja within Eleving Group S.A. — formerly known as mogo OÜ. Through Mogo branding it offers unsecured consumer loans (väikelaen) for everyday needs: home repairs, travel, medical bills or consolidating smaller obligations. This page covers cash consumer credit, not vehicle finance — the same legal entity also sells autolaen if you need car-backed funding.
In 2026, primero.ee redirects new applications to mogo.ee, yet Primero Finance OÜ remains the contractual lender on signed agreements. Channels include the website, Tallinn and Tartu offices, and the MyMogo app (ee.mogo.app).
| Parameter | Published detail (mogo.ee väikelaen) |
|---|---|
| Amount | €300 – €10,500 |
| Term | 6 – 72 months |
| Admin fee | €0 advertised |
| Decision | ~30 minutes (per site) |
| Payout | Same day to IBAN after signing |
| KKM | Individual — illustrative cap 49.95% in app listing |
| Strengths: fully digital path with Smart-ID / Mobile-ID signing; native MyMogo self-service; regulated lender with fixed instalments marketed as not tied to Euribor; broad amount range for short and medium-term needs. |
Weaknesses: brand migration from Primero to Mogo confuses first-time applicants; KKM rises for weaker credit profiles; mandatory Creditinfo check blocks some borrowers.
Rating: 4.0 / 5 — strong digital access from a licensed Baltic group; half a point off for the 2026 portal switch and individual pricing opacity until you receive a binding offer.
YMYL notice: consumer credit is expensive at high KKM. Borrow only what you can repay on schedule. Verify registry 12401448 at ariregister.rik.ee and on the Finantsinspektsioon krediidiandjad list. Official contacts: info@primero.ee, +372 698 8444.
