| Parameter | Value (mogo.ee väikelaen, 2026) |
|---|---|
| Amount | €300 – €10,500 |
| Term | 6 – 72 months |
| Admin fee | €0 advertised |
| Decision | ~30 minutes (per site) |
| Payout | Same day to IBAN after signing |
| KKM | Individual — illustrative cap 49.95% in app listing |
Advantages: fully digital flow; Smart-ID / Mobile-ID signing; MyMogo app; Finantsinspektsioon-regulated lender; fixed payment not tied to Euribor (per marketing).
Disadvantages: primero.ee redirects to Mogo — brand confusion; KKM can be high for weaker profiles; Creditinfo check mandatory.
Rating: 4.0 / 5 for digital consumer access — minus for portal migration.
Also offers autolaen under the same legal entity — see Mogo if you need vehicle-backed finance.