| Parameter | Value |
|---|---|
| Amount | €300 – €10,500 |
| Term | 6 – 72 months |
| Interest | Individual — declining balance |
| Contract / admin fee | €0 haldustasu advertised |
| Currency | EUR |
| Age | 18+ |
| Residency | Estonian citizens; residents with ** residence permit / right** |
Requirements: valid ID; proof of income; Estonian IBAN; Smart-ID, Mobile-ID or branch visit for signing.
KKM note: Estonian law caps consumer KKM (linked to Eesti Pank base rate — roughly ~104% ceiling in 2026 for most products). Always compare total repayment, not only monthly instalment.
Risk warning: default → penalties, Creditinfo, debt collection per Finantsinspektsioon and contract rules.