Primero väikelaen terms and eligibility (2026)
Published calculator figures on mogo.ee and the Finantsinspektsioon consumer-credit framework define the outer shape of Primero Finance OÜ unsecured loans. Your individual KKM (APRC) is set at underwriting — the MyMogo store listing cites an illustrative ceiling of 49.95%, while Estonian law links statutory caps to the Eesti Pank base rate (roughly ~104% ceiling in 2026 for most products). Always compare total repayment, not only the monthly instalment.
| Parameter | Value |
|---|---|
| Amount | €300 – €10,500 |
| Term | 6 – 72 months |
| Interest | Individual — declining balance |
| Contract / admin fee | €0 haldustasu advertised |
| Currency | EUR |
| Age | 18+ |
| Residency | Estonian citizens; residents with valid residence permit / right |
| Mandatory requirements: government-issued ID; proof of income as requested; Estonian IBAN in the applicant's name; authentication via Smart-ID, Mobile-ID or an in-branch visit at Tallinn or Tartu. |
Underwriting checks: Primero runs a standard Creditinfo enquiry. Negative payment history, insufficient disposable income or failed digital identity verification commonly lead to refusal — the advertised ~30 minute response assumes complete data during business hours.
Contractual documents: before signing you receive pre-contractual information and a standard information sheet as required for KAVS lenders. Read the schedule, early-repayment clause and late-payment section before accepting.
Fees beyond the advertised €0 admin charge: only those explicitly listed in your binding offer apply — do not assume zero cost if the contract mentions optional products you selected.
Risk warning: missed payments trigger penalty interest, reminder fees, Creditinfo reporting and possible debt collection under Estonian law. Questions: mogo@mogo.ee, +372 688 8200.
