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Investec

4.0 (140 reviews)

Investec Bank Limited: registration number 1969/004763/06, FSP No. 11750, authorised by FSCA and SARB. History, ownership structure, and how to verify the licence on Creditdeals.io.

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Investec Savings Account Terms and Interest Rates for 2026

Investec savings accounts are subject to specific terms that reflect the bank's specialist status. Non-private banking clients typically require a R100,000 minimum deposit, while private clients enjoy lower thresholds. Interest rates are competitive and often prime-linked, ensuring returns move with the South African market.

Detailed Terms

  • PrimeSaver: A call account offering immediate access with rates linked to the South African Prime rate.
  • Fixed Term: Lock in a rate for 6, 12, or 24 months for guaranteed returns.
  • Notice Accounts: Access funds after a set period (32 to 120 days) to earn a higher yield than a standard call account.
  • Tax-Free Savings: Invest up to the annual limit (R36,000) with zero tax on interest earned.

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Investec — Deposit money

Investec Bank Limited: registration number 1969/004763/06, FSP No. 11750, authorised by FSCA and SARB. History, ownership structure, and how to verify the licence on Creditdeals.io.

Visit website