| Criterion | AutoskyRent | Bank leasing | Consumer car loan |
|---|---|---|---|
| Product | Full-service rental | Leasing | Loan |
| Cash payout | No | No | Yes |
| Euribor / interest | No | Often yes | Yes |
| Insurance in payment | Included | Usually separate | Separate |
| Finantsinspektsioon KAVS lender | No | Varies | Yes (e.g. Primero) |
| Term | 36–60 mo | Variable | Up to 84 mo |
Choose AutoskyRent for predictable all-in monthly cost. Choose a Finantsinspektsioon-supervised loan for lowest total ownership cost or cash flexibility. Comparison based on public data (2026).